Pre-Arranging and Pre-Funding

Pre-planning a funeral helps you confirm your desires and assures that your preferences will be carried out upon death. This confidence will provide you with emotional and financial peace of mind. Our pre-arrangement services include a step-by-step guide that allows you to choose the services that reflect your life. We will walk you through the many options that are available. The most efficient means of pre-funding is a life insurance policy up to the estimated value of the funeral costs. This policy can easily be setup for you at the funeral home by our director who is certified to issue your policy. The cost of the funeral can be estimated based on your selections and this amount can be safely set aside in the insurance policy. The most efficient means of pre-funding is a life insurance policy up to the estimated value of the funeral costs.

Pre-funded policies

• 100 % of funds are payable to the beneficiary at the time of death
• Funds accrue interest that offsets inflation
• Funds are placed in an insured institution
• Funds are in an account in your name as the beneficiary
• Arrangements can be revised at any time
• Any pre-funding is completely portable in the event that you relocate
• Pre-funding can be used to spend down assets to help qualify for Medical Assistance